Bank Robber

Bank Robber

Download on the App Store

How to ask about bank fees and transfers in Spanish

Ask about accounts, fees and transfers precisely — and confirm every detail out loud.

VOCABULARY PACK · 6 LESSONS · B2

The rule at a Latin American bank: never assume the fees — ask directly. The key word is la comisión; in Mexico the monthly charge is la comisión por manejo de cuenta, and the IVA is often charged on top, so ask about that too. Watch the regional vocabulary: a checking account is la cuenta corriente almost everywhere but la cuenta de cheques in Mexico, and for transfers Mexico doesn't use the IBAN — you'll be asked for la CLABE interbancaria, with SPEI as the instant option. &Be teaches this with no flashcards and no drills: you learn each term by using it out loud in a real bank conversation.

Below: the words each lesson gets you saying, the Mexico-vs-everywhere-else vocabulary that trips people up, and a way to rehearse the whole counter conversation before you're standing at one.

Say this

The phrases that carry the conversation

Fees & Charges

  • la comisionfee/commission
  • el cargo mensualmonthly charge
  • sin comisionesno fees/fee-free
  • el interesinterest

Transfers

  • la transferencia bancariabank transfer
  • el beneficiariobeneficiary/recipient
  • el IBANIBAN
  • la transferencia inmediatainstant transfer

International Banking

  • la transferencia internacionalinternational transfer
  • el tipo de cambioexchange rate
  • la divisa extranjeraforeign currency
  • el codigo SWIFTSWIFT code

Regional Spanish

What locals actually say

Textbooks teach one word. Locals use several — pick your region's and stay consistent.

EnglishMexicoMost of Latin America
checking accountla cuenta de chequesla cuenta corriente
PIN codeel NIPel código PIN
bank statementel estado de cuentael extracto bancario
to withdraw cashsacar dineroretirar efectivo

Watch out

Mistakes that mark you as a textbook speaker

  1. Assuming feesask directly
  2. Vague transfer infospecify amount/date/destination
  3. Skipping confirmationrepeat key details

The part no drill site can do

No flashcards. You learn it by using it

Olivia, &Be vocabulary teacher

Olivia

Your vocabulary teacher for this pack

No flashcards, no worksheets — in the Bank Robber lessons you talk your way through the bank. Olivia plays out the scenarios with you: opening or changing an account, pinning down exactly what la comisión covers, and setting up a transfer abroad — she'll ask for the amount, the beneficiario, and when it needs to arrive, and you confirm each detail back out loud, the way a careful customer actually does. By the end, asking cuándo le llega is reflex, not translation.

Blank mid-sentence and nothing bad happens — she waits. That's the practice, without unnecessary judgement.

Finish the 6 lessons and Bank Robber is yours — earned, not given.

Download on the App Store First 10 lessons free · 10-minute spoken lessons · your AI coaching team remembers you

Quick answers

Questions people ask

How do I ask about fees at a bank in Spanish?

Ask directly — assuming is the classic mistake. Use la comisión for a fee and el cargo mensual for the monthly charge; in Mexico that's usually called la comisión por manejo de cuenta, and the IVA is charged on top, so ask about it separately. An account advertised sin comisiones is fee-free.

What is the CLABE in Mexico?

La CLABE is Mexico's 18-digit interbank account number — it's what you give for transfers instead of a European IBAN. A SPEI transfer is the instant kind; otherwise you're sending a normal transferencia.

How do you say checking account and savings account in Spanish?

La cuenta corriente (checking) and la cuenta de ahorros (savings) — though Mexico says la cuenta de cheques for checking, and in Mexico and Colombia you'll hear the singular cuenta de ahorro. A joint account is la cuenta conjunta, or more formally la cuenta mancomunada.

How do you say 'withdraw money' in Spanish?

The textbook phrase is retirar efectivo; in everyday Mexican Spanish it's sacar dinero — or the very casual sacar lana. To ask your balance, skip the formal el saldo and just ask cuánto tengo.

How do I ask when a transfer will arrive?

The formal term is el plazo de llegada, but in conversation people just ask cuándo le llega. If it's urgent, ask for la transferencia inmediata — in Mexico that means SPEI — and check los gastos de envío for international transfers.